Loans & credit lines
Take hold of your dreams
People wait all of their lives for opportunities. We help you take hold of dreams with loans from Starion Financial.
We'll talk with you to find what type of loan and term will fit in your monthly budget. You may have choices between a fixed rate (one that doesn't change) or a lower-rate option, our variable rate, which can benefit you if rates go down over the course of your loan. Loan decisions are made locally and swiftly.
Consumer loans
We offer loans at competitive rates for many uses and special needs:
- Home improvements
- Autos
- Boats and recreational vehicles
- Mobile homes
- Debt reorganization
- College
- Other opportunities or unexpected expenses
Ready Credit line of credit
Qualified applicants can get a revolving line of credit - essentially a loan that kicks in whenever you write a check above the amount in your checking account. Use it for unexpected expenses or purchases!
Premier line of credit
This is a service provided to credit-qualified customers who have a Starion checking account. When approved, you receive a credit limit of up to $50,000. A loan is activated when you write a check above the amount in your checking account. It's a great means for making major purchases when you travel, or covering other unexpected expenses when you may not be able to reach your banker for a loan. You receive a monthly statement to help keep your records up-to-date.
The equity you have in your home can secure you a loan for many needs:
- home improvements and remodeling
- a car, truck, SUV or other recreational vehicle
- vacation expenses
- tuition
- medical emergencies
- a wedding
- appliances
- practically any major purchase
Our rates are competitive. Interest on home equity loans may be tax deductible. Requests are considered quickly, with an answer to you usually within 24 hours of application.
Home equity loan
A fixed amount of money that is repayable in equal payments over a fixed period of time. The interest rate does not change for the term of the loan. You might consider such a loan when you're adding onto your home and want a fixed amount for your project.
Home equity line of credit
The option allows you a limit or maximum amount that you can borrow against as you need it. The interest rate is variable. You pay interest only on the amount of your line you are using. You might consider a line of credit for college tuition, furniture of a family vacation.
Get a jump start on your home equity application process. Review the following home equity and flexline disclosures for your state. Print and sign the acknowledgement form and bring it with you when you vist a personal banker at any of our locations.
5 year ND home equity disclosure
10 year ND home equity and flexline disclosure
5 year WI home equity disclosure
10 year WI home equity and flexline disclosure
Consult your tax advisor regarding tax deductability.
Click here to download the Federal Reserve's booklet, "What you should know about home equity lines of credit".
Download Application:
Data may be entered into the applications before printing. For security reasons, however, DO NOT e-mail your application. We cannot accept applications via e-mail. Please take care to complete the application for the state where you reside.
File: ND Credit Application.pdf
File: WI Credit Application.pdf
Data may be entered into the applications before printing. For security reasons, however, DO NOT e-mail your application. We cannot accept applications via e-mail. Please take care to complete the application for the state where you reside.
File: ND Credit Application.pdf
File: WI Credit Application.pdf
Have questions?
Please contact us at any one of our locations.
Or call us toll-free nationwide at
Please contact us at any one of our locations.
Or call us toll-free nationwide at