April 2013 eNews
Catch up on the latest Starion news in our April 2013 Starion Financial eNewsletter.
- Giving back to the communities we serve
- How can contractor's insurance benefit me?
- Starion presents business outlook survey results
- With our low interest rates, now is the perfect time to reward yourself
Starion Financial and its employees are passionate about giving back and have been involved in several volunteer efforts across all locations. Here are a few of the ways they’ve been contributing to their communities.
Employees from each market participated in Children’s Book Day on April 2nd, which is a day to inspire children to pick up a book and get reading. To celebrate and support this, employees brought in new and gently used children’s books and donated them to local charities, hospitals and schools.
In our Fargo branches, employees committed to volunteering for the Great Plains Food Bank from January through May. So far, they have been primarily helping with the Backpack Program, a program dedicated to ensuring that every child has nutritious food to eat over the weekend. Additionally, both Fargo branches will have a food drive this May.
All Bismarck and Mandan locations also held a food drive to kick off spring. All of the food collected was donated to each branch’s local food pantry or another non-profit organization in their community.
Also in Bismarck and Mandan, staff members participated in the Bismarck Cancer Center's project Hope, a community wellness event designed to educate employees about healthy lifestyles, cancer prevention and early detection, and to promote hope for a healthier tomorrow. Participants wore the different ribbon colors each day to represent the top cancers diagnosed in North Dakota.
In another effort to support our youth, employees from Dunseith, Rolla, Bottineau, Oakes, Mandan and Bismarck volunteered to participate in Teach Children to Save Day on Tuesday, April 23. This is an event where bankers across America visit classrooms to teach children of all ages the importance of saving.
Lastly, Starion Financial had a team of employees ride in The Great American Bike Race in Bismarck. The team of 12, named “Wheels on Fire,” rode 82.33 miles and raised funds in support of families with children living with cerebral palsy.
“We are dedicated to the communities we serve,” said President and CEO Craig Larson. “I’m humbled by the outpouring of caring and support shown by our employees.”
Contractors have unique insurance needs because they are at risk from liability not only from employees but from customers as well. Employees could be injured on the job, or cause injury to a client’s employee or property. There are many ways in which contractors can be held accountable for actions they themselves did not commit because they assume responsibility as soon as they sign a contract for a job. Contractor’s insurance can prove invaluable in the case of an accident and prevent an expensive lawsuit.
There is no way that you can keep accidents from happening, especially when you have a number of employees scattered over several work zones. Contractor’s insurance policies can be custom written for your business to cover all your bases so that no matter what accidents may occur, you will be able to handle it inexpensively, quickly and efficiently.
Before you begin your next job as a contractor, you need to find out about contractor’s insurance if you haven’t done so already. Even if you have been able to get away with not having it in the past, there is no guarantee that your luck will continue. Contractor’s insurance will save you time, money and effort and will ensure that your business is backed by a secure insurance policy that will protect you from liability law suits. You can even get an insurance policy that will cover you for past jobs, so don’t forget to ask about this added benefit.
There is no reason to let the business you have worked so hard to grow go under because of a liability law suit. Purchase contractor’s insurance and conduct your business without worry. Contact one of our insurance agents today for more information.
Starion Financial recently partnered with the Chamber of Commerce in Bismarck and in Fargo to launch the Business Economic Survey in both cities.
Both chambers conducted a survey using businesses from the area. Topics covered in the survey included 2012 performance, anticipated performance for 2013 and reasons attributed for successes and challenges in our local businesses.
Market president Dan Staller presented the results in Fargo and market president Tim Karsky presented in Bismarck. Both events had a great turnout, with several hundred people coming to hear the results.
“This was the first year Starion Financial has partnered for an event like this,” said Jeremy Johnson, marketing & communications manager. “Now that we have one year under our belt, this event is going to grow exponentially.”
You can get survey results on our Business Outlook Survey pages.
Consumer Loans as low as 2.29%
Whether you are in need of a new car or are looking for a boat to take out this summer, Starion Financial’s low consumer loan rates may be the right solution to fit your needs. We’ll work hard to help you get the funds you need to make major purchases, such as:
- Cars and trucks
- Recreational vehicles
- Home improvement
- ATVs, and more
Our bankers are dedicated to helping you obtain a consumer loan quickly and easily, and with straightforward, manageable terms that work for you. Talk with one of our banking experts today and find out your rate.
*Fixed Annual Percentage Rate. 2.56% APR based on $25,000 loan amount, 36-month term, requires credit score of 720 or greater. Additional rates available subject to credit score. Example - $25,000 loan amount with 36-month term results in a monthly payment of $722.16. Offer subject to credit approval. Rate requires automatic payment from a Starion checking account and $10,000 must be new money. See a banker for other available terms. Offer ends May 31, 2013 or when allocated funds have been exhausted. Member FDIC.
What is the value of a volunteer hour?
In 2012, the estimated value of volunteer time was $22.14 per hour. In 1980, volunteer time was worth $7.46.