Auto & Vehicle Insurance

From cars to boats to farm equipment, we are committed to providing great coverage at a competitive price. We work with multiple companies to build coverage options that meet your needs.

Comprehensive and Collision

Collision coverage pays for damage to a vehicle in an accident while comprehensive covers other incidents, such as fire, theft or vandalism. These two aspects are often combined in one policy.

Uninsured/Underinsured Motorist coverage (UM/UIM)

UM/UIM, provides coverage if an at-fault party either doesn’t have any or enough liability insurance. It can also provide coverage if you’re involved in an accident with a hit-and-run driver.


Liability coverage covers bodily injury or property damage when the insured driver is found to be responsible for an accident.

Personal Injury Protection (PIP)

Sometimes referred to as no-fault coverage, PIP covers medical and funeral expenses of the insured, others in the vehicle and pedestrians struck by the vehicle. In some cases, it covers lost wages and other damages. North Dakota and Minnesota mandate this coverage.

Personal property

Personal items damaged when a vehicle is in an accident are not covered under the auto policy and should be claimed under a homeowners’ or renters’ policy. You can add additional coverage for towing, loan payoffs, rental car use and many others.

Choosing your coverage

After discussing your vehicles, deductible amounts and how your premium payments will fit in your household budget, our Starion Insurance agents will help you choose the right coverage for you.

Insurance products are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed

Starion News

Neubauer selected for NDSU rural leadership program

Chuck Neubauer, Starion Financial market president for Dunseith, Rolla and Bottineau, was among 29 people selected for the North Dakota State University Extension Service's leadership development program that starts in November. Participants will spend 18 months developing skills to help them shape the future of their organization, community and state.

Thu. Oct 01 3:10 PM

Starion Financial received five stars from BauerFinancial

Starion Financial earned a five-star “superior” rating for second quarter 2015 from BauerFinancial, the nation’s leading independent bank and credit union rating firm.

Tue. Sep 22 1:09 PM

Starion Insurance personnel advancements

Starion Insurance team members Tonja Iverson and Renae Kistler have been promoted and Britni Whetham joined the insurance team.

Mon. Sep 21 7:09 PM

Starion Financial hires Strong

Alyssa Strong has joined Starion Financial as a teller in Bottineau.

Fri. Sep 18 8:09 PM

More News >>

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