Homeowners’ Insurance

No matter if you have a mortgage or not, Homeowners’ Insurance is an important part of your financial security plan. Our Starion Insurance agents have the experience and the resources to guide you in choosing the right coverage with a straightforward and jargon-free approach.

What’s included in a policy?

When you look at a homeowner policy, you’ll see a lot of detail, but most policies come down to five pieces:

  • Dwelling

    Covers the dwelling itself, not including land. Generally, there are provisions to account for inflation adjustments.
  • Other structures

    Covers other structure on the property not used for business.
  • Personal property

    Covers personal property, with limits for the theft and loss of particular classes of items.
  • Loss of use/additional living expenses

    Covers additional living expenses (i.e. rental expenses) and fair rental value, if part of the residence was rented.
  • Personal liability

    Covers damages for which the insured is legally liable and provides legal defense at the insurer’s expense. For example, dog bites would fall under this category.

While there might be exclusions for certain events such as floods, you may be able to purchase additional coverage.

What types of policies does Starion offer?

Starion provides policies for homeowners, renters, condominiums and seasonal/rented dwellings. What type of policy and coverage you need will depend on many factors, from the age of your house to the area where you live. Starion Insurance’s agents work with multiple companies to get you the best coverage at the best price.

Insurance products are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed

Starion News

Starion Financial adds to management committee, announces promotions

Starion Financial has announced promotions and added a member to its management committee.

Thu. Jun 25 9:06 PM Read more...

Starion Financial named to Top 10 Young Professional Workplaces

Starion Financial was presented with a Top 10 Young Professional Workplaces award by the Bismarck-Mandan Young Professionals Network.

Wed. Jun 24 3:06 PM Read more...

Starion Financial named a top-performing community bank in the nation

Starion Financial was named to “The Best of the Best” list by Independent Banker magazine and received a superior rating from BauerFinancial.

Fri. May 29 9:05 PM Read more...

More News >>

Need Help?

We're here to help.

Do you need help choosing an account or applying for a loan?
Contact your Starion Personal Banker today.

Have another question? Chat with us.

Our Customer Service Team is available to chat when the “Start Chat” button appears below. Click to begin a chat. If a "Chat Closed," button appears you can leave us a message and we’ll be back to you.

Start Chat

Contact Us

1.888.258.6050

- or -

Find a local branch.