Life & Health Insurance

Our Starion Insurance agents take the time to get to know you and your unique needs to provide the coverage you want at a price you’re comfortable with.

Health & Disability

Starion Insurance offers a full range of health and disability coverage to ensure protection against uncertainty.

  • Individual health coverage

    Having the right health coverage can make a world of difference in your financial well-being. We work with many different health insurance providers that offer multiple policies covering individuals, families and businesses. Our Starion Insurance agents will help you decide what coverage best fits your needs.
  • Long-term care

    Accidents and illness can strike anyone at any time. Nearly 40% of people receiving long-term care are between 18 and 64.  With coverage available through Starion, you can protect yourself from the devastating financial effects of paying for long-term care or assisted living costs.
  • Disability

    Approximately 43% of people age 40 will have a long-term disability occur by the time they’re 65. Disability coverage helps replace income for both long-term and short-term disabilities. Starion agents have the experience to develop a disability coverage plan to help keep you from financial worries in case of disability.
  • Medicare supplements

    Medicare supplements, also known as Medigap insurance, can help pay some health care costs original Medicare doesn't cover, such as copayments, coinsurance and deductibles. Starion offers supplements A, C, D, F and K.


We offer many different life insurance coverage strategies to fit your unique needs.

  • Term

    Term insurance is life insurance at its most simple. It pays only if death occurs during the term of the policy, which can be from one to 30 years. Generally, people purchase term insurance to ensure coverage during a specific time of life. For example, parents of young children may purchase coverage to ensure their families are financially secure in case of death.
  • Whole life

    Whole life insurance pays a death benefit whenever you pass away and, depending on the type of coverage, might even be used to provide retirement income. Premiums may be higher than term, but this helps offset costs of the unlimited term of coverage.
  • Universal

    Universal life insurance allows premium payments above the cost of insurance to be credited to the cash value of the policy. The cash value is credited each month with interest.


Annuities are purchased in exchange for payments distributed at specific points of an annuity contract. Many annuities have an indefinite payout schedule; the longer you live, the more you receive. Many people purchase annuities at retirement to ensure a consistent income stream, while younger people may purchase an annuity that grows tax-free and defers payments.

Have questions?

Our Starion Insurance specialists are available to put together a coverage package that meets all your needs, giving guidance for building your personal coverage plan.

Insurance products are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed

Starion News

Starion Financial, Thiery honored with housing awards

Starion Financial and Dean Thiery were recognized for exemplary work by the North Dakota Housing Finance Agency (NDHFA) at its statewide housing conference held in Bismarck.

Mon. Mar 02 5:03 PM

Starion Insurance hosting free seminar

Starion Insurance is hosting a free crop insurance update and marketing seminar on Friday, Mar. 6 from 11:30 a.m. to 3 p.m. in the Guelph School Gym.

Thu. Feb 26 8:02 PM

Starion Financial’s Staller presents economic survey results

Starion Financial Fargo Market President Dan Staller presented the results of the business conditions survey at the Fargo-Moorhead-West Fargo Chamber of Commerce Economic Outlook 2015 Forum on Feb. 19.

Fri. Feb 20 8:02 PM

Starion Financial Named United Way Top Contributor

Starion Financial was named one of the 2014 Top 20 Contributors at the Missouri Slope Areawide (MSA) United Way annual meeting. The bank’s fundraising effort earned it eighth place overall.

Wed. Feb 18 8:02 PM

Starion Financial to remodel Oakes branch

Starion Financial in Oakes will begin a remodeling project on Feb. 16 that is expected to take six to eight weeks. A number of updates and changes are being made that will make the bank more efficient in its services and more environmentally friendly.

Thu. Feb 05 10:02 PM

Starion Financial remodels Ellendale branch

Starion Financial in Ellendale has started a remodeling project that is expected to last until the end of February or early March.

Thu. Feb 05 10:02 PM

More News >>

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