Life & Health Insurance

Our Starion Insurance agents take the time to get to know you and your unique needs to provide the coverage you want at a price you’re comfortable with.

Health & Disability

Starion Insurance offers a full range of health and disability coverage to ensure protection against uncertainty.

  • Individual health coverage

    Having the right health coverage can make a world of difference in your financial well-being. We work with many different health insurance providers that offer multiple policies covering individuals, families and businesses. Our Starion Insurance agents will help you decide what coverage best fits your needs.
  • Long-term care

    Accidents and illness can strike anyone at any time. Nearly 40% of people receiving long-term care are between 18 and 64.  With coverage available through Starion, you can protect yourself from the devastating financial effects of paying for long-term care or assisted living costs.
  • Disability

    Approximately 43% of people age 40 will have a long-term disability occur by the time they’re 65. Disability coverage helps replace income for both long-term and short-term disabilities. Starion agents have the experience to develop a disability coverage plan to help keep you from financial worries in case of disability.
  • Medicare supplements

    Medicare supplements, also known as Medigap insurance, can help pay some health care costs original Medicare doesn't cover, such as copayments, coinsurance and deductibles. Starion offers supplements A, C, D, F and K.

Life

We offer many different life insurance coverage strategies to fit your unique needs.

  • Term

    Term insurance is life insurance at its most simple. It pays only if death occurs during the term of the policy, which can be from one to 30 years. Generally, people purchase term insurance to ensure coverage during a specific time of life. For example, parents of young children may purchase coverage to ensure their families are financially secure in case of death.
  • Whole life

    Whole life insurance pays a death benefit whenever you pass away and, depending on the type of coverage, might even be used to provide retirement income. Premiums may be higher than term, but this helps offset costs of the unlimited term of coverage.
  • Universal

    Universal life insurance allows premium payments above the cost of insurance to be credited to the cash value of the policy. The cash value is credited each month with interest.

Annuities

Annuities are purchased in exchange for payments distributed at specific points of an annuity contract. Many annuities have an indefinite payout schedule; the longer you live, the more you receive. Many people purchase annuities at retirement to ensure a consistent income stream, while younger people may purchase an annuity that grows tax-free and defers payments.

Have questions?

Our Starion Insurance specialists are available to put together a coverage package that meets all your needs, giving guidance for building your personal coverage plan.

Insurance products are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed

Starion News

Starion Financial named a top-performing community bank in the nation

Starion Financial was named to “The Best of the Best” list by Independent Banker magazine and received a superior rating from BauerFinancial.

Fri. May 29 9:05 PM Read more...

Starion Financial awards scholarships to Brenden, Leas, Nadeau

Starion Financial awarded the Starion Community All-Star Scholarships to area high school seniors Stephanie Brenden, Logan Leas and James Nadeau.

Tue. May 26 3:05 PM Read more...

Starion Financial awards Dollars for Scholars scholarships

Starion Financial awarded scholarships to nine Bismarck-Mandan students through the Dollars for Scholars program.

Thu. May 21 9:05 PM Read more...

Starion Financial hires three in Ellendale

Starion Financial has hired Renee Gopal, Melanie Haugen and Taylor Jorgenson as tellers in Ellendale.

Tue. May 19 4:05 PM Read more...

Starion Financial awards scholarships to Andersen, Praska

Starion Financial awarded scholarships to Oakes High School seniors Preston Andersen and Jon Praska.

Fri. May 15 8:05 PM Read more...

Starion Financial awards scholarships to Fastnacht, White

Starion Financial awarded the Starion Community All-Star Scholarships to Ellendale High School seniors Katelyn Fastnacht and Adam White.

Thu. May 14 4:05 PM Read more...

More News >>

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