Retirement Planning

Retirement requires careful planning to ensure security and stability. Starion Financial offers you an approach where you can gather all of your financial management in one place. We help retirees continue to plan, so they can live a full-life during retirement. We can answer your questions about contributions, deductions, withdrawals and penalties related to IRAs.

If you like guaranteed safety, you may establish an IRA using a CD. Your money is FDIC insured up to $250,000 and grows for when you need it. We also offer a Roth IRA CD, which is similar to a Traditional IRA, but you pay taxes upfront. Contributions are not tax-deductible, but withdrawals are tax-free after a specified period.


Offered by Starion Financial Personal Bankers

For individuals

  • Traditional IRA Certificates of Deposit

    Combines tax advantages of an IRA with the security of a bank Certificate of Deposit. Contributions can be deducted from an individual’s income tax. Withdrawals are subject to income tax. IRA CDs are FDIC insured.
  • Roth IRA Certificates of Deposit

    A CD structured inside a Roth IRA follows the rules of a Roth IRA. Contributions are not tax deductible, but the CD enjoys tax-free growth and qualified withdrawals are generally tax-free. Roth IRA CDs are FDIC insured.

Schedule an appointment with a personal banker to discuss Traditional and Roth IRA Certificates of Deposit


Offered by Starion Investment Representatives

For individuals

  • Traditional IRA Accounts

    Allows individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred. These IRAs are subject to investment risk and are not insured by the FDIC.
  • Roth IRA Accounts

    Bears many similarities to the traditional IRA, but contributions are not tax deductible and qualified distributions are tax free. Roth IRAs are subject to investment risk and are not insured by the FDIC

Meet with a Starion Investment Representative to discuss your IRA options
 

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Starion Financial and Starion Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.

View LPL privacy policy and other important information.

Resources

Financial Calculators

Starion News

Starion’s Hetland, Hoffman Graduate from Banking School

Dale Hetland and Brandon Hoffman of Starion Financial recently graduated from the Dakota School of Banking. Hetland is business banking officer/VP in Fargo. Hoffman is mortgage banking manager/VP and based out of the downtown Bismarck location.

Mon. Jul 13 4:07 PM Read more...

Starion Financial’s Heck joins Risk Management

Jenny Heck has taken a new role at Starion Financial as a compliance specialist in the risk management department.

Wed. Jul 01 3:07 PM Read more...

Starion Financial promotes, hires in Mandan

Starion Financial has promoted three employees and hired two, all at the Mandan branch.

Wed. Jul 01 3:07 PM Read more...

More News >>

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