Retirement Planning

Retirement requires careful planning to ensure security and stability. Starion Financial offers you an approach where you can gather all of your financial management in one place. We help retirees continue to plan, so they can live a full-life during retirement. We can answer your questions about contributions, deductions, withdrawals and penalties related to IRAs.

If you like guaranteed safety, you may establish an IRA using a CD. Your money is FDIC insured up to $250,000 and grows for when you need it. We also offer a Roth IRA CD, which is similar to a Traditional IRA, but you pay taxes upfront. Contributions are not tax-deductible, but withdrawals are tax-free after a specified period.
 


Offered by Starion Financial Personal Bankers

For individuals

  • Traditional IRA Certificates of Deposit

    Combines tax advantages of an IRA with the security of a bank Certificate of Deposit. Contributions can be deducted from an individual’s income tax. Withdrawals are subject to income tax. IRA CDs are FDIC insured.
  • Roth IRA Certificates of Deposit

    A CD structured inside a Roth IRA follows the rules of a Roth IRA. Contributions are not tax deductible, but the CD enjoys tax-free growth and qualified withdrawals are generally tax-free. Roth IRA CDs are FDIC insured.


Offered by Starion Investment Representatives

For individuals

  • Traditional IRA Accounts

    Allows individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred. These IRAs are subject to investment risk and are not insured by the FDIC.
  • Roth IRA Accounts

    Bears many similarities to the traditional IRA, but contributions are not tax deductible and qualified distributions are tax free. Roth IRAs are subject to investment risk and are not insured by the FDIC

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Starion Financial and Starion Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.

View LPL privacy policy and other important information.

About Starion Financial

Learn more
about Starion
Financial 
Meet with an Advisor

Meet with an
Investment
Representative
Financial Calculators

Try out our
retirement
calculators

Starion News

Starion Financial awards scholarships

Starion Financial awarded scholarships to three Oakes High School seniors: Brady Ptacek, Carson Roney and Ethan Zetocha.

Thu. May 26 7:05 PM Read more...

Starion Financial donates more than $875,000

In 2015, Starion Financial donated more than $875,000 to charities and local organizations in the North Dakota and Wisconsin communities it serves.

Thu. May 05 7:05 PM Read more...

Starion Financial expands private banking department

Starion Financial has expanded its private banking department in Bismarck. Private banking offers a premium array of enhanced services, convenience and personalized attention for entrepreneurs, executives and other busy professionals.

Wed. Apr 27 4:04 PM Read more...

More News >>

Need Help?

We're here to help.

Do you need help choosing an account or applying for a loan?
Contact your Starion Personal Banker today.

Have another question? Chat with us.

Our Customer Service Team is available to chat when the “Start Chat” button appears below. Click to begin a chat. If a "Chat Closed," button appears you can leave us a message and we’ll be back to you.

Start Chat

Contact Us

1.888.258.6050

- or -

Find a local branch.