Retirement Planning

Retirement requires careful planning to ensure security and stability. Starion Financial offers you an approach where you can gather all of your financial management in one place. We help retirees continue to plan, so they can live a full-life during retirement. We can answer your questions about contributions, deductions, withdrawals and penalties related to IRAs.

If you like guaranteed safety, you may establish an IRA using a CD. Your money is FDIC insured up to $250,000 and grows for when you need it. We also offer a Roth IRA CD, which is similar to a Traditional IRA, but you pay taxes upfront. Contributions are not tax-deductible, but withdrawals are tax-free after a specified period.


Offered by Starion Financial Personal Bankers

For individuals

  • Traditional IRA Certificates of Deposit

    Combines tax advantages of an IRA with the security of a bank Certificate of Deposit. Contributions can be deducted from an individual’s income tax. Withdrawals are subject to income tax. IRA CDs are FDIC insured.
  • Roth IRA Certificates of Deposit

    A CD structured inside a Roth IRA follows the rules of a Roth IRA. Contributions are not tax deductible, but the CD enjoys tax-free growth and qualified withdrawals are generally tax-free. Roth IRA CDs are FDIC insured.

Schedule an appointment with a personal banker to discuss Traditional and Roth IRA Certificates of Deposit


Offered by Starion Investment Representatives

For individuals

  • Traditional IRA Accounts

    Allows individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred. These IRAs are subject to investment risk and are not insured by the FDIC.
  • Roth IRA Accounts

    Bears many similarities to the traditional IRA, but contributions are not tax deductible and qualified distributions are tax free. Roth IRAs are subject to investment risk and are not insured by the FDIC

Meet with a Starion Investment Representative to discuss your IRA options
 

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Starion Financial and Starion Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.

View LPL privacy policy and other important information.

Resources

Financial Calculators

Starion News

Starion Financial’s Weber in Top 1%

Jason Weber, mortgage banking officer at Starion Financial in Middleton, has been named to Mortgage Executive Magazine’s Top 1% of Mortgage Originators list. This is the fourth consecutive year he’s been recognized by the publication.

Thu. Mar 12 4:03 PM Read more...

Starion Financial’s Matter in Top 1%

Lindsey Matter, mortgage banking officer at Starion Financial at the Mandan branch, has been named to Mortgage Executive Magazine’s Top 1% of Mortgage Originators list for the third year in a row.

Thu. Mar 12 4:03 PM Read more...

Starion Financial promotes Haman

Starion Financial has promoted Belinda Haman to the position of business banking representative at the Bottineau branch.

Mon. Mar 09 9:03 PM Read more...

More News >>

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