Common questions about buying a home

For most people, buying a home is the biggest financial transaction they’ll make in their lives. To help you through the process, Starion has compiled a list of the most common questions and their answers.

  • What basic information should I know about buying a home?
  • What should I know about mortgages?
  • What makes up a mortgage payment?
  • How much home can I afford?
  • How do I get ready to buy a home?
  • Should I rent or buy?
  • What mortgage is best for me?
  • What is a rate lock and do I need one?
  • What about refinancing?
  • What happens during the application process?
  • What information will I need to apply for a mortgage?
  • How much of a down payment will I need?
  • What are first-time homebuyer programs and how do they work?
  • What are my loan payment options? Can I pay off my mortgage early?
  • Do I need an escrow account?

Starion News

Starion Financial bankers transition

Five members of Starion Financial have assumed new banking roles.

Mon. Oct 12 4:10 PM

Neubauer selected for NDSU rural leadership program

Chuck Neubauer, Starion Financial market president for Dunseith, Rolla and Bottineau, was among 29 people selected for the North Dakota State University Extension Service's leadership development program that starts in November. Participants will spend 18 months developing skills to help them shape the future of their organization, community and state.

Thu. Oct 01 3:10 PM

Starion Financial received five stars from BauerFinancial

Starion Financial earned a five-star “superior” rating for second quarter 2015 from BauerFinancial, the nation’s leading independent bank and credit union rating firm.

Tue. Sep 22 1:09 PM

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