Common questions about buying a home

For most people, buying a home is the biggest financial transaction they’ll make in their lives. To help you through the process, Starion has compiled a list of the most common questions and their answers.

  • What basic information should I know about buying a home?
  • What should I know about mortgages?
  • What makes up a mortgage payment?
  • How much home can I afford?
  • How do I get ready to buy a home?
  • Should I rent or buy?
  • What mortgage is best for me?
  • What is a rate lock and do I need one?
  • What about refinancing?
  • What happens during the application process?
  • What information will I need to apply for a mortgage?
  • How much of a down payment will I need?
  • What are first-time homebuyer programs and how do they work?
  • What are my loan payment options? Can I pay off my mortgage early?
  • Do I need an escrow account?

Starion News

We will be closed in honor of Labor Day on Monday, September 7

All transactions after 4:00 p.m. on Friday, September 4 will be processed on Tuesday, September 8.

Wed. Sep 02 4:09 PM Read more...

Starion Financial awards scholarships

Starion Financial has awarded scholarships to Taylor Helgeson and Shayde McKay.

Mon. Aug 31 3:08 PM Read more...

Starion Financial raises money for Bottineau daycare playground

Starion Financial partnered with the Bottineau Economic Development Corporation during Crazy Days to support Building Blocks Learning Center.

Fri. Aug 28 5:08 PM Read more...

More News >>

Need Help?

We're here to help.

Do you need help choosing an account or applying for a loan?
Contact your Starion Personal Banker today.

Have another question? Chat with us.

Our Customer Service Team is available to chat when the “Start Chat” button appears below. Click to begin a chat. If a "Chat Closed," button appears you can leave us a message and we’ll be back to you.

Start Chat

Contact Us

1.888.258.6050

- or -

Find a local branch.