Personal Checking

Simplify your life. Here's how:

Here's where you'll find a checking account that matches your lifestyle. We will be glad to advise you. Then consider adding these special conveniences.

Direct Pay pays your phone bill, utility bill, personal loan or other recurring bills from your checking or savings account on time every month. No check to write and mail!

Direct Deposit puts your paycheck, Social Security or other income directly in your checking or savings account for chore-free money management!

E-Statements can cut down the paper pile-up on your desk. Have your statement e-mailed to you, instead of sent through the postal mail. You can view and save your statements to your personal computer. Make one disk for an entire year of statement storage!

Free Checking

It's free!!!

  • No minimum balance
  • No monthly charge
  • $100 opening deposit required
  • Free check safekeeping, or pay a $2.75 imaged check charge each month to receive check images in your monthly statement
  • Unlimited check writing
  • Free Starion cash and check card to qualified applicants
  • Free E-statements
  • Free online bill pay*

*Free with at least two bill payments each month. Charges apply with less than two.

E-Smart

  • No minimum balance
  • Earn interest on your entire balance: variable rate interest is earned daily, compounded and credited monthly. Rates are subject to change
  • $100 opening deposit required
  • Free check images in your e-statement
  • Free online bill pay*
  • 15 paper checks may be written each month, $.25 per check thereafter
  • Free Starion cash and check card to qualified applicants
  • Free mousepad at account opening

*Free with at least two bill payments each month. Charges apply with less than two.

Top Rewards

  • Customers with a $7,500 combined balance in deposits or consumer loans at Starion earn free Top Rewards checking
  • Earn interest on your balance: variable rate interest is earned daily, compounded and credited monthly. Rates are subject to change.
  • $100 opening deposit required
  • Interest rates increase at various balance levels
  • No monthly charge when $7,500 combined balance is maintained
  • $10.75 service charge if your combined deposit/loan balance falls below $7,500 any time during the statement cycle
  • Free online bill pay*, money orders and cashiers checks
  • Personalized Starion design wallet checks. All you pay for is the shipping
  • Free first year 3-by-5-inch safe deposit box or $25 credit toward a larger box for one year
  • Unlimited check writing
  • Free check images in your statement or free e-statements
  • Go! newsletter mailed to your home
  • Free Starion Gold cash & check card with higher spending limits

*Free with at least two bill payments each month. Charges apply with less than two.

Interest Checking

  • No monthly charge when $500 balance is maintained
  • $100 opening deposit required
  • $5.75 service charge and $.20 per check if balance falls below $500 any time during the statement cycle.
  • Earn interest on your balance: variable rate interest is earned daily, compounded and credited monthly. Rates are subject to change.
  • Interest rates increase at various balance levels
  • Unlimited check writing
  • Free check images in your statement
  • E-statements available
  • Free Starion cash & check card to qualified applicants
  • Free online bill pay*

Federal law specifies that only sole proprietors, non-profit organizations, government units and fiduciaries can earn interest.

*Free with at least two bill payments each month. Charges apply with less than two.

Top 50

  • When you're age 50 or older, you qualify for this free checking account, offering interest on your balance
  • No minimum balance
  • Personalized Starion design wallet checks. All you pay for is the shipping
  • $100 opening deposit required
  • Interest rates increase at various balance levels
  • Earn interest on your balance: variable rate interest is earned daily, compounded and credited monthly. Rates are subject to change.
  • Free first year 3-by-5-inch safe deposit box, or $25 credit toward a larger box for one year.
  • Unlimited check writing
  • Free check images in your statement or free e-statements
  • Free Starion cash & check card to qualified applicants
  • Free online bill pay*

*Free with at least two bill payments each month. Charges apply with less than two.

It's an easy move

We'll be happy to help you start a new account or move your checking to Starion. We take care of switching any automatic deposits or withdrawals, and other special arrangements. One phone call or visit to your local Starion Financial office is all you'll need.

Account features

  • Your FREE Cash Card allows cash withdrawals at automatic teller machines worldwide. You can also look up balance information and transfer money between accounts.
  • A FREE Cash and Check Card is available so you can pay without writing a check. It's fast and you save the cost of check blanks!
  • FREE online and phone banking give you 24/7 account access. Check your balance and transfer funds between accounts any time day or night.
  • Your statement details checking and savings account information for your financial picture at-a-glance.
  • VISA or VISA Gold credit cards are available to qualified applicants.
  • FREE direct pay, direct deposit and automatic transfers are available to save you time and make money management easy.
  • See images of your cancelled checks online.
  • E-statements available
  • Rate discounts are given to qualified applicants on consumer loans when your payment is automatically deducted each month from your Starion checking or savings account. Does not apply to special loan promotions

 

Apply to switch today
Download the application, then enter your data and print. For security reasons, however, DO NOT e-mail your application. We cannot accept applications via e-mail. Contact your local Starion Financial office if you need help.